Comments for www.GetPersonalInJuryHelp.com

Comment on Symptoms Of Whiplash by Andy Burbank

Andy Burbank — Fri, 24 Sep 2010 22:13:26 +0000

If you are fully comp then the Motor insurance bureau should take the case. If you're third party you have problems as you're going to have to do the suing yourself and if he's got no money you won't get a penny.
http://www. 1stclaims. co. uk/motor-insurers-bureau. html

Comment on Symptoms Of Whiplash by Sunna

Sunna — Fri, 24 Sep 2010 21:26:26 +0000

First, contact your own insurance. If you live in a “no fault” state your own insurance may cover some or all of your insurances (this does not mean youll get extra money from them most likely- just your bills will get paid) Even if you dont have coverage on your own policy- your adjuster will be able to discuss the who is responsible for your injury (all states are different)

Next, since the at fault party does not have insurance if you do want a “settlement• (for which you are NOT entitled to much- it's whiplash- youll be fine in a few days- most states dont even give you a settlement unless your injury is permenant) you would have to get a lawyer and sue the other driver directly.

Since they likely dont have many assets (seeing as they dont even have insurance) You would likely just end up wasting your own time and money trying to get money from them.

My advice- suck it up- try not to make money out of the situation- and move on

Comment on Symptoms Of Whiplash by Florida XXX

Florida XXX — Fri, 24 Sep 2010 13:06:26 +0000

The person who hit you is responsible for your injuries. You can sue him. If you have Uninsured Motorists' coverage on your own auto insurance policy, you can make a claim there. If the owner or driver of your vehicle has Uninsured Motorists' coverage, you can make a claim there.

Comment on Symptoms Of Whiplash by Dharmu Lowell

Dharmu Lowell — Fri, 24 Sep 2010 11:53:26 +0000

You go to a solicitor and they will make a claim through the motorists pool – set up by insurance companies for victims where there is no insurance. Make sure the police were aware at the time of the accident that you were injured – its hard to prove the accident caused it after the event. However, be prepared to go for medicals with a doctor arranged by the motorist pool – they dont pay out for nothing. If you are not really hurt then just be thankful that it was not serious. It can take up to 3 years of hard battle to get any pay out and if the injury is not serious you may end up getting nothing at all after costs etc. Remember that claims from this pool is what increases drivers insurances when they do pay – so the innocent end up paying xxx

Actually – thinking about it – as a passenger, you would need to claim on the drivers insurance (the driver of the car you were in that is) and let them pursue the claim from the uninsured driver xx

Comment on Symptoms Of Whiplash by Kayson Richards117

Kayson Richards117 — Fri, 24 Sep 2010 05:52:26 +0000

You need to contact Motor Insurers Bureau MIB, your insurance company should have a form for you. They are funded by insurers to sort out cases of uninsured drivers. Only problem is approx 200-300 quid will be taken out of any claim to cover procedures.

Happened to me, drunk driver total my car, no insurance, my car's value was about 300 quid so didn't pursue. Grrr chavs.

Comment on Symptoms Of Whiplash by Karen Dree

Karen Dree — Fri, 24 Sep 2010 05:51:26 +0000

Were the police involved? If not at the time, best to give them a ring now and let them know this person had no insurance. You will probably need to sue them through the courts to get compensation and if you have a police report this could help.

Comment on Personal Injury Compensation Claim by Ms X1

Ms X1 — Thu, 16 Sep 2010 06:03:10 +0000

There's no automatic formula – it depends on how the injury happened, what type of policy pays out, what the medical bills are, what the exact nature of the injury is, what the permanent disability is. It's very much a judgment call.

Comment on Personal Injury Car Accident by Wiz Durham854

Wiz Durham854 — Sun, 12 Sep 2010 06:42:50 +0000

Call your local ambulance chaisng lawyer and ask them. Hopefully you have seen a doctor and they have good notes. That is what makes or breaks a personal injury case.

Comment on Car Insurance Settlement by Wiz Lowell

Wiz Lowell — Sat, 21 Aug 2010 19:30:23 +0000

They can offer whatever they want. You are not entitled to a price above wholesale value, but feel free to negotiate.

There is a thing called Gap insurance, which pays you the difference between what you owe on a car and what the ins co pays on a write off. Consider getting that next time.

Comment on Car Insurance Settlement by Kayson Nesmith

Kayson Nesmith — Sat, 21 Aug 2010 18:18:23 +0000

You can try to negotiate, or you can refuse the settlement and go to court or arbitration.

They will not pay as much for the car as your paid for it. For the car, they will pay only what it was worth when the accident happened, which is almost certainly less that what the car cost you, because the value of a car decreases as it gets older (unless it is a collectible antique).